Buying a home is one of the most biggest decision you will ever make. Choosing the right professionals to be on your team is very important. The following are the professional that should be on your Home Buying Team:
Real estate Agent - will help you find a home, write an Offer, negotiate a purchase on your behalf and help you throughout the whole proccess. Choose the agent you want to work with and don’t be afraid to ask questions.
Mortgage Specialist - choose to work with a mortgage broker because mortgage brokers don’t work for any specific lending institution, they can often help you find a mortgage with terms and rates that will suit your needs.
Lawyer - can help protect your legal interests by ensuring the property is clear of liens, charges or clean-up orders and will review all contracts before you sign them. Make sure your lawyer or notary is licensed, full-time professional who understands the local laws and regulations, has reasonable fees and can explain things to you in plain language.
Home inspector - When purchasing a home a home inspector will be able to tell you if something in the home is not functioning properly, what repairs need to be done and whether there may have been any problems in the past.
Insurance broker - will help you with property and mortgage life insurance.
Appraiser - will assess your property’s worth and help protect you from paying too much.
Land surveyor - if the seller does not have a current Survey or Certificate of Location you may need a land surveyor