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Tuesday, September 23, 2014 - FIRST TIME BUYER CLOSING COSTS

  MORTGAGE DEFAULT INSURANCEIf you obtain a high-ratio mortgage (a mortgage where you pay less than 20% down payment) you will have to buy mortgage loan insurance from CMHC or a private company. If you qualify for a 5% down payment, CMHC charges an insurance fee that equals 3.75% of the mortgage. If you put 10% or 15% down, your insurance fees will decrease to 2.5% and 2% respectively. The insurance premium is usually added to your mortgage principal amount on closing, this way you do not have ... Full Article...
posted in General at Tue, 23 Sep 2014 21:57:40 +0000

Friday, September 19, 2014 - WHY DO YOU NEED A REALTOR?

A Realtor®, will be acting as your eyes, ears and voice throughout the Home buying process and acting in your best interests. A Realtor® will help you, have knowledge and have access to information that will make you make a smart buying decision. Some of those points are as follows:   ?       Represent you as a buyer ?       Offer you all Comparable information to establish right price ?       Educate you about the current market conditions ?       Discuss and analyze your wants and needs ...
posted in General at Fri, 19 Sep 2014 01:26:50 +0000

Saturday, September 6, 2014 - Tenant Screening The Ultimate Guide

It is very important to find the right tenants for your rental property and avoid problems from the start. If you are a property investor and have rental properties or are looking to invest in a rental property here are some great tips to screening your prospective tenants.
posted in General at Sat, 06 Sep 2014 18:12:23 +0000

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