Welcome To Vandenberg Real Estate Solutions Blog
Vandenberg Real Estate Solution's blog is written by a real estate and divorce specialist. This is a place to learn about real estate advice for sellers, real estate advice for buyers, real estate advice for sellers going through a divorce. be inspired, and keep informed about industry updates.
WHAT COSTS COME WITH SELLING A HOME
Selling a home typically involves several real estate costs that can add up, so it’s essential to budget for these to avoid surprises. Here’s a breakdown of the common expenses when selling a home on the real estate market.
HOW TO PROTECT YOUR HOME SALE FROM THE MESSINESS OF DIVORCE
Divorce can be one of life’s most challenging events, and when a marital home is involved, the process becomes even more complicated. The home is often the largest shared asset, and selling it during a divorce requires careful planning and cooperation to avoid financial and emotional setbacks. Here’s how to protect your home sale from the messiness of divorce and ensure a smoother transition during this difficult time.
OSFI TO ELIMINATE STRESS TEST FOR UNINSURED MORTGAGES
In a significant shift for the Canadian mortgage market, the Office of the Superintendent of Financial Institutions (OSFI) has announced that it will eliminate the stress test requirement for uninsured mortgages starting in November 2024. This change marks a departure from the stringent qualifying criteria that have been in place since 2018 and is aimed at providing more flexibility for borrowers and lenders in the face of evolving economic conditions.
APPRAISAL VS COMPARATIVE MARKET ANALYSIS WHEN SELLING THE MARITAL HOME DURING A DIVORCE
When determining real estate property value in a divorce there are 2 common methods for obtaining value. You can either use an appraisal from a licenced appraiser or use a CMA from a licenced real estate professional. Both methods are acceptable but what is the difference?
MONEY DEPOSITS WHEN PURCHASING A HOME
When purchasing a real estate property you are typically required to provide a money deposit to show the seller that you the buyer are serious about purchasing their property. While a deposit is not required to create a binding contract, it is viewed as a good faith gesture.
HOW DIVORCE CAN SIGNIFICANTLY IMPACT JOINT MORTGAGES AND REFINANCING OPTIONS
Divorce can have a significant impact on real estate joint mortgages and refinancing options on the marital home This often creates complex financial situations for both spouses.
HOW THE HOUSING MARKET CAN IMPACT A MARITAL HOME SALE
When couples go through a divorce one of the most significant financial decisions involves selling the marital home. The process of selling a marital home during a divorce can be financially and emotionally complex, particularly in British Columbia, where housing market dynamics are often unpredictable.
SELLING A TENANTED PROPERTY
When you decide to sell your tenanted property a landlord cannot simply evict their tenants just because you are selling the property. There is a process and proper notice must be given to show the property and to end tenancies. It is best to maintain open communication and cooperation with the tenants, with some advanced planning and clear guidelines, the sale can go smoothly for all parties involved.
7 STEP HOME BUYING PROCESS
Deciding To Buy - Purchasing a home is one of the biggest and best choices you could ever make. It can lead to many advantages, and several financial benefits – build equity, value appreciation, automatic savings plan, and a sense of pride!
HOW BUYERS GET THE MOST OUT OF OPEN HOUSES
In real estate, open houses are a valuable tool for home buyers. You can view a property in a low-pressure environment, and you can usually take as much time as you need. In this blog post we are going to discuss how buyers get the most out of open houses.
WHY CO-OWNING YOUR HOME AFTER A DIVORCE IS A BAD IDEA
In a divorce there are 3 options available to you and your spouse in regards to the marital home. You can either sell the home, one spouse buys out the other or you continue to co-own the home.
DIVORCE AND YOUR CREDIT SCORE
Divorce is never easy and dissolving a marriage can have its challenges. With all the turmoil of a divorce it is easy to neglect your credit score. It is crucial to protect your credit score.
BUYING A HOME THE SMART WAY
Are you buying a home? This article will go in-depth about the smart way of buying a home. I will share great time and money saving tips and tricks and go through the buying process the smart way.
THE BENEFITS OF HOME INPECTIONS
It is important to get the home inspected before a real estate purchase. You don’t want to fall in love with your dream home and find out later that the home has a number of problems in structural, foundation, heating, plumbing, electrical, or insulation. Even with newer homes, or ones that look flawless to the eye, you'll never know what lies beneath the surface unless you hire a registered home inspection to check it out for you.
BUY OR RENT AFTER A DIVORCE
There are many changes that happen after your divorce, and one of the most significant changes is your living situation. Before the separation, you shared a home with your family and spouse. After the divorce, one household turns into two households. The next step to figure out is whether to rent or buy a home after the divorce.
DO I NEED ONE OR TWO REALTORS WHEN SELLING YOUR HOME DURING A DIVORCE
When selling your marital home during a divorce can you list your home with 2 two real estate agents? The answer is, yes you can. When selling your home during a divorce you have two options when it comes to agents. You can either list with one agent or you can use two agents which is called a co-listing agreement.
SECRETS TO SELLING YOUR HOME FAST AND FOR TOP DOLLAR
Nothing says over-whelming as putting your home on the market. You don’t just put a for sale sign in your yard and all of a sudden you have hundreds of buyers knocking down your door. It requires planning, knowing what potential buyers are looking for and how to get your property effectively in from of as many buyers as possible.
ARE YOU SELLING YOUR MARITAL HOME? HERE’S HOW YOU CAN SAVE THOUSANDS OF DOLLARS
When selling a home during a divorce, your number one goal is to get the most money out of your sale. You both might not always get along and you might not always agree with everything but it's crucial to put your emotions aside and focus on the sale.
SHOULD A REAL ESTATE AGENT DISCLOSE DIVORCE IN A HOME SALE?
It is not uncommon to see a couple going through a divorce to sell their marital home. We see it every day. In this case is the real estate agent obligated to tell the buyers that the sellers are going through a divorce?
When a divorcing couple makes the decision to put their marital home on the real estate market the couple has a fiduciary responsibility to the real estate agent to why the sellers are selling the home.
WHAT IS A REAL ESTATE DIVORCE SPECIALIST AND DO I REALLY NEED ONE TO SELL MY HOME?
Real Estate Divorce Speciialist play an important role in a divorce sale. They are an agent who specializes in divorce sales. These professionals have a unique skill set and go beyond the typical real estate agent role. They play a multifaceted role during the property sale process and understand the legal and emotional dynamics involved in divorce.