Cottonwood is a welcoming neighborhood located in Maple Ridge, British Columbia, offering a harmonious blend of suburban tranquility and urban convenience. Known for its family-friendly atmosphere, Cottonwood provides residents with a high quality of life amidst picturesque surroundings.

Nestled within the vibrant city of Maple Ridge, British Columbia, lies the historic neighborhood of Albion. As the oldest non-Indigenous settlement in the district, Albion boasts a rich tapestry of history, community spirit, and modern development

Divorce can be an emotional rollercoaster, often bringing feelings of depression and anxiety. It is important to combat these feelings and regain emotional balance.

Applying for a mortgage is a significant financial step, and even small mistakes can impact your approval to qualify for a real estate purchase. Whether you’re a first-time home buyer or refinancing, avoiding these common pitfalls will help ensure a smooth mortgage process when buying a home.

Divorce can have a significant impact on your financial future, including your retirement savings. In British Columbia, retirement accounts are often considered family property and are subject to division. Here’s what you need to know to protect your retirement during a divorce.

When purchasing a home, asking “What kind of upgrades have been made to the home?” helps you understand the property’s condition, potential hidden issues, and future costs. Here’s why this question matters:

In British Columbia, all real estate acquired during the marriage (and sometimes before, depending on contributions) is considered family property under the Family Law Act.

After selling your marital home, it’s important to take several steps to ensure your financial and emotional stability as you move forward.

When going through a divorce, not everyone has the financial means to have two separate living quarters. Some couples choose to live under the same roof while they are preparing for divorce and selling the marital home. While co-living with a soon-to-be ex-spouse can be incredibly challenging, but with the right approach, it is possible to maintain peace and emotional well-being during this transition period. Here are some great strategies to help you survive this challenging living arrangement:

Updating your home after a divorce can be a therapeutic process, making it feel more like a reflection of you and less tied to the past. Taking these steps, big or small, can help you feel comfortable and confident in your own space.

When thinking about buying a home after divorce you need to qualify for a real estate mortgage. Support payments like child support and spousal support can help when qualifying for a mortgage, as they may be considered as additional income. However, there are specific criteria and documentation requirements needed in order to qualify.

Selling a home typically involves several real estate costs that can add up, so it’s essential to budget for these to avoid surprises. Here’s a breakdown of the common expenses when selling a home on the real estate market.

Divorce can be one of life’s most challenging events, and when a marital home is involved, the process becomes even more complicated. The home is often the largest shared asset, and selling it during a divorce requires careful planning and cooperation to avoid financial and emotional setbacks. Here’s how to protect your home sale from the messiness of divorce and ensure a smoother transition during this difficult time.

In a significant shift for the Canadian mortgage market, the Office of the Superintendent of Financial Institutions (OSFI) has announced that it will eliminate the stress test requirement for uninsured mortgages starting in November 2024. This change marks a departure from the stringent qualifying criteria that have been in place since 2018 and is aimed at providing more flexibility for borrowers and lenders in the face of evolving economic conditions.

When determining real estate property value in a divorce there are 2 common methods for obtaining value. You can either use an appraisal from a licenced appraiser or use a CMA from a licenced real estate professional. Both methods are acceptable but what is the difference?

When purchasing a real estate property you are typically required to provide a money deposit to show the seller that you the buyer are serious about purchasing their property.  While a deposit is not required to create a binding contract, it is viewed as a good faith gesture.

Divorce can have a significant impact on real estate joint mortgages and refinancing options on the marital home This often creates complex financial situations for both spouses. 

When couples go through a divorce one of the most significant financial decisions involves selling the marital home. The process of selling a marital home during a divorce can be financially and emotionally complex, particularly in British Columbia, where housing market dynamics are often unpredictable.

When you decide to sell your tenanted property a landlord cannot simply evict their tenants just because you are selling the property. There is a process and proper notice must be given to show the property and to end tenancies. It is best to maintain open communication and cooperation with the tenants, with some advanced planning and clear guidelines, the sale can go smoothly for all parties involved.

Deciding To Buy - Purchasing a home is one of the biggest and best choices you could ever make. It can lead to many advantages, and several financial benefits – build equity, value appreciation, automatic savings plan, and a sense of pride!